If you are thinking about filing a claim to a damaged roof with your insurance company, you may want to know what this process could entail and the best way to go about it. Learning how to file a claim would be in your best interest as a homeowner to prevent potentially being misinformed by your insurance company. To learn more about tips that could help you get the most out of what you deserve from your insurance company, continue scrolling below.
Some roofing contractors will encourage you to file a claim every time your roof gets damaged since it’s in the roofing company’s best interest to sell you on that. You as the homeowner need to be the decision maker. It is recommended to not get multiple estimates from different contractors since the insurance company in most cases will always pick the cheapest one, which of course means that the material used may not be the best of quality. With Classic Roofing, they will never sell you on roof replacement jobs that aren’t in need of being replaced. You can trust Classic Roofing to always give you a competitive and fair price for your upcoming roof project.
- Review your insurance policy
The first step in making a roof claim is trying to understand your policy. There’s no point in filing for coverage that you never had. Is the roof damage covered, or did you choose to exclude wind and hail damage?
- How damaged is your roof?
If you suspect there is roof damage from a storm, inspect your entire home, not just the roof. You’ll want to know the scope of the damage when you contact your insurer to start a claim.
- Get a estimate from a trusted contractor
Make sure to get a written estimate from a roofing company with the company’s contact information.
- Keep track of records with your claim
A simple claim can sometimes turn complicated with external factors. Keep records of what’s going on with photos, who you spoke to, when you did and what they told you.
Understanding how roofing insurance claims work and what you can do to improve the process will prove nothing but beneficial for any homeowner looking to file a roof insurance claim. This will also help prevent insurance companies from potentially undercutting you on how much they will be willing to give for the replacement job. And remember, you can always trust Classic Roofing to provide homeowners with free estimates on what they truly need.
Have questions? Call Classic Roofing & Gutters at 770-424-2010
or email us at [email protected]